It Should Always Be About You.
When financial matters become personal, the focus can quietly shift from your priorities to someone else’s.
A product to sell. A target to reach. An opinion to defend.
At CC MoneyWise+, the conversation stays centred on you — your values, your responsibilities and what you want your money to make possible.
Send a Message or Book a Conversation.
You can send a message using the form, or book a short conversation directly.
- cc@ccmoneywise.ca
- Phone
- 416-882-9449
- Booking
- tidycal.com/chantal-cleroux
- Service area
- Insurance services available to Ontario residents; cashflow planning and financial education available virtually across Canada.
- Languages
- English • Français • Español
- Hours
- By appointment, Monday to Friday
- Response time
- Your message is acknowledged immediately. I personally review enquiries and normally respond within one business day.
My name is Chantal Cleroux.
I am the founder of CC MoneyWise+, a Canadian financial education and money-coaching practice built on a simple belief: people deserve clear, honest and practical guidance — without pressure.
I began CC MoneyWise+ to create the kind of space I believe has been missing in financial services: one where education, not sales, comes first, and where people can ask real questions without feeling judged or rushed.
Over the years, I have worked with people navigating some of the most common and complex financial moments of life — rebuilding after separation, supporting aging parents, managing self-employment income, and starting over in a new country.
My approach is calm, structured and educational. I am here to help you think clearly about your money — and to support better decisions, at your pace.
Languages
English • Français • Español
Education, Clarity, and Licensed Insurance Advice When Needed.
My work has two distinct lanes: financial education and licensed insurance advice.
Financial education and cashflow planning help you understand your financial picture, organize your priorities and make better-informed decisions.
When personal insurance advice is needed, I work with Ontario clients through an appropriate fact-finding and needs-analysis process before making any recommendation.
I do not manage investment portfolios or sell securities. When an insurance policy is placed, I may be compensated by the insurer. Where a referral arrangement includes compensation, that relationship is disclosed as required.
Three principles shape how I work:
Education comes first.
We begin with your complete picture, not a product. Recommendations come only after your situation, priorities and responsibilities are understood.
I work at your pace.
Some people want a full plan. Others want to understand one decision. You set the pace.
Referrals, when needed, are transparent.
Where I connect you to another licensed professional, that referral is based on your needs — not on quotas. Where I receive compensation for a referral, I disclose this in writing before any referral takes place.
A Structure That Fits Real Life.
My work covers four connected areas:
Cashflow & Money Management
Understanding what your life actually costs, organizing income and expenses, and building the structure that makes everything else possible.
Financial Protection
For Ontario clients: understanding how life, critical illness and disability insurance can protect your income and the people who depend on it.
Investing & Future Planning
Foundational concepts around risk, objectives and accounts — and knowing when a licensed investment professional should take the lead.
Strategic Relationships
Coordinating with the licensed professionals you already work with, or connecting you to the right ones when a need arises.
Why Work With Chantal
Chantal Cleroux
Financial Security Advisor
- Financial Security Advisor
- Certified Cashflow Specialist
- Insurance services available to Ontario residents
- English • Français • Español
- Financial educator • Author • Speaker
Education first. Recommendations only after understanding the complete picture.